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IRA Certificates

A Woodlands Credit Union IRA Certificate provides all the advantages of a Certificate of Deposit with the tax deferral incentive of an Individual Retirement Account (IRA).Start your retirement fund with a Woodlands Credit Union IRA Certificate.

IRA Certificates cannot be withdrawn and moved into a non-IRA product without substantial penalties from the Internal Revenue Service. Call or come in to learn more about IRA Certificates.
Check with your tax advisor for specific IRS rules and tax deductibility on your IRA.


48 Month CD
Rate: 1.00%
APY: 1.00%
Minimum Balance to Earn APY: $500.00
Minimum Opening Deposit: $500.00
60 Month CD
Rate: 1.49%
APY: 1.50%
Minimum Balance to Earn APY: $500.00
Minimum Opening Deposit: $500.00
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