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Woodlands Credit Union Fees and Charges

This fee schedule for all accounts sets forth certain fees and charges applicable to regular shares and share drafts effective as of 12/01/2007.

Fees Applicable to All Accounts:
   Account Research $20.00/hr $10.00 minimum
  Account Balancing $20.00/hr $10.00 minimum
  Xerox Copies $00.50 each
  Incoming Wire Transfers $ 5.00
  Outgoing Wire Transfers $20.00
  Western Union Service - U.S. $20.00
  Western Union Service - Foreign $30.00
  Account Verifications-Balances (VOD) $02.00
  Account Activity Printout (per month) $03.00
  History/Statement (per month) $05.00
  Excessive Withdrawals (from shares) $01.00 for each transaction over 10/month
  Cash/Teller Checks $01.00 for each, 1 free/day
  Cash/Teller Checks Stop Payment $25.00 after 30 days
  Cash/Teller Checks Replacement $01.00
  Money Orders $01.00
  Money Order Stop Payment $25.00 after 30 days
  Money Order Replacement $01.00
  Travelers Checks 1% of purchased amount
  Travelers Checks for Two 1% of purchased amount + 50¢/$100.00
  Certified Checks $15.00
  Account Closing Within 6 Months $25.00
  Return Check Fee $25.00
  Garnishments, Levies, Executions $50.00
  Teller Assisted Telephone Transfer $03.00
  Non-Member Cash Advance $05.00
  Fax Service $02.00 first page, $1.00/additional
  Bad Address Fee $05.00/month
  Collection of Non US Funds Checks Cost
  Special Mailing Requests (FedEx, UPS, etc) Cost
 
Share Draft Fees:
  Photocopies of paid share drafts $03.00 each, $6.00 each over 6 months
  ACH NSF Fee $25.00
  Share Draft NSF Fee $25.00
  Uncollected Funds (per draft) $25.00
  ACH Stop Payment Fee $25.00
  Share Draft Stop Payment Fee $25.00
  Stop Payment on Range of Checks $25.00 first check, $5.00/additional
  OD Protection Transfer Fee $10.00
  Check Printing* Fee depends on style ordered
* You will not be sent notice of any change to draft printing fees
 
ATM/DEBIT CARD Schedule of Fees
  Monetary transactions
     At WCU owned ATM No Charge
     At any non-WCU owned ATM $01.00 each
  POS Transactions No Charge
  All Inquiries No Charge
  ATM/Debit Card Replacement $10.00
  ATM/Debit Card Replacement (Rush) $20.00
  ATM Overdraft Fee $25.00
  ATM Uncollected Funds Fee $25.00

NOTE: Transaction charges are based on activity on all accounts under your member number and are charged to your share and/or share draft account.

   
        
 
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