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RatesDeposit RatesWCU strives to maintain its website with the most current rate information available, however WCU makes no guarantees and assumes no liability for any typographical errors contained herein or for information that may not be the most current. Please contact our offices for the most current rate information.
Checking Accounts| Account Type | Rate | APY | Minimum Balance to Earn APY | Minimum Opening Deposit | | | Checking Plus | .05% | .05% | $500.00 | $500.00 | | | |
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Savings and Clubs| Account Type | Rate | APY | Minimum Balance to Earn APY | Minimum Opening Deposit | | | Savings Accounts | .10% | .10% | $100.00 | $25.00 | | | | | C.A.S.H. Accounts | .15% | .15% | $100.00 | $100.00 | | | | | Club Accounts | .10% | .10% | $100.00 | $0 | | | | | IRA Savings Account | .50% | .50% | $100.00 | $0.00 | | | | Interest accrues daily based on the minimum balance requirements listed for each account type. Interest is paid and compounded monthly.
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Youth Savings Accounts| Type | Rate | APY | Minimum Balance to Earn APY | Minimum Opening Deposit | Balance Tier | | | Youth Savings Tier 1 | .50% | .50% | $25.00 | $0.00 | $25-$2500 | | | | | Youth Savings Tier 2 | .15% | .15% | $2501.00 | | $2501+ | | | | Interest accrues daily based on the minimum balance requirements listed for each account type. Interest is paid and compounded monthly
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Money Market Accounts| Type | Rate | APY | Minimum Balance to Earn APY | Minimum Opening Deposit | Balance Tier | | | Money Market Tier 1 | .10% | .10% | $2500.00 | $2500.00 | $2500-$9999.99 | | | | | Money Market Tier 2 | .15% | .15% | $10,000.00 | | $10,000 - $24,999.99 | | | | | Money Market Tier 3 | .25% | .25% | $25,000.00 | | $25,000 + | | | | Interest accrues daily based on the minimum balance requirements listed for each account type. Interest is paid and compounded monthly
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Certificates of Deposit & IRAs| Term | Rate | APY | Minimum Balance to Earn APY | Minimum Opening Deposit | | | 6 Month CD | .25% | .25% | $500.00 | $500.00 |  | | | | 12 Month CD | .35% | .35% | $500.00 | $500.00 | | | | | 18 Month CD | .50% | .50% | $500.00 | $500.00 | | | | | 24 Month CD | .60% | .60% | $500.00 | $500.00 | | | | | 36 Month CD | .80% | .80% | $500.00 | $500.00 | | | | | 48 Month CD | 1.00% | 1.00% | $500.00 | $500.00 | | | | | 60 Month CD | 1.49% | 1.50% | $500.00 | $500.00 | | | | * APY = Annual Percentage Yield. Interest is accrued daily based on the account balance. The APY listed is calculated based on monthly compounding. A penalty may be charged for early withdrawal. Rates, terms and disclosures also apply to IRA Certificates.
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